Unpaid personal loan, 14 days
- Your name
- Jane Smith
- Recipient
- Mark Jones
- Date of the letter
- 2026-03-01
- What the letter is about
- Unpaid money
- Amount owed
- 500
- What happened
- On 10 January I lent you 500 for car repairs and you agreed to repay it by 10 February. You have not repaid any of it.
- Days to respond
- 14
- If they ignore it
- Go to court
- Mark as final warning
- No
Result Your warning letter: Jane Smith
2026-03-01
To: Mark Jones
Subject: Formal warning – Unpaid sum owed
Dear Mark Jones,
I am writing to give you formal notice about the following matter.
On 10 January I lent you 500 for car repairs and you agreed to repay it by 10 February. You have not repaid any of it.
The amount outstanding is 500.
I require you to pay the outstanding amount in full by 2026-03-15 (14 days from the date of this letter).
If you do not do so by that date, I intend to start court proceedings against you without further notice. I would prefer to resolve this without that step, and I am willing to consider any reasonable proposal you put to me in writing before the deadline.
Please keep this letter, as I may show it to a court or other body as evidence that you were warned.
Yours sincerely,
Jane Smith
Reply deadline: 2026-03-15
Words: 150
Paragraphs: 12
- Reply deadline = 2026-03-01 + 14 days = 2026-03-15.
- Structure: parties and date, subject, facts, demand, deadline, consequence, offer to resolve, sign-off.
A demand for a 500 loan repayment with the common 14-day reply window and court action as the stated next step.